My husband and I hit a financial hard spot about a year ago. Since then we have worked hard to catch up on all our bills and pay them on time. We would like to buy a house in about 3 years. (We own a condo at the moment) Would 3 years be long enough to raise our credit scores? Other than paying our bills and paying off some of the balances that we owe is there another way to raise our credit scores? We plan on keeping our credit cards once we get them paid off because we were told that as long as we charge something once a month and then pay that off every month it will help with our credit score. Any other advice?
I have heard from several people, who check credit scores online, that by checking your credit score online it will lower your actual credit score. Is this true or false? If it is true, why would that lower your credit score?
It should be against the law since everyone must carry car insurance. Also, what does my low credit score got to with my great driving record? Sounds like another reason to raise rates because most credit scores are low across the board. If someone pays their insurance company on time and has a good driving record should be their only concerns. Doesn’t that make sense to raise car insurance rates to persons that had a hard time paying a bill, bit made all their car insurance payments on time.
www.creditexpert.co.uk Check your credit score with the Credit Expert. Lenders use credit scoring to decide who to lend to and how much to charge. If you’re want to know what your credit score is, use my personal website, http It gives personalised advice on improving your score. Enjoy it for 30days absolutely free. Please, I insist. I’ve always kept an eye on my credit score by using the site. And you can also check your credit report for free whenever you like – I look at mine every day, no matter what I’ve been up to. Why not try it yourself?
Hi. I recently just got my first credit card ever and used it to make a 00 purchase. The credit limit is 00, so obviously I’m over 50% of the balance, and I just learned that’s bad for credit scores. I expect to be able to pay off the purchase in the next two or three months. Will my credit score go back up immediately after I get the balance on my card down, or will it take a while? Thanks.
